Bankate, headquartered in Brussels, is active in banking, asset management and insurance under the Bankate Group. This group is from France and is now present worldwide. Bankate Belgium has one million customers and employs around 850 people in 700 branches in Belgium.
The Bankate loan offer
Bankate offers various loans that allow you to borrow money to finance, for example, a house, a car or other projects.
Bankate offers loans for your home, such as a home loan, a renovation loan or an energy loan. With a renovation loan, you can borrow an amount ranging from $ 2,500 to $ 75,000. You do not have to have a mortgage and you pay no notary fees or treatment. The repayment period ranges from 12 months to 180 months and the repayment is done through fixed monthly installments.
For the ecological renovation of your home, you can, like the renovation loan, borrow an amount between $ 2,500 and $ 75,000. In addition, you do not need to have a mortgage and will not have any notary fees or legal fees. You have a repayment period of 12 to 180 months. It is also settled via fixed rate monthly payments.
The Bankate car loan allows you to finance a vehicle, whether new or used. You can borrow up to 110% of the value to cover additional costs such as insurance and various taxes. The vehicle is considered new when it is less than two years old. However, if it is more than 2 years, it will be a used car. The bank, however, sets the maximum age at 5 years.
For a new vehicle, you can borrow between $ 2,500 and $ 75,000 and repay the loan over a period of 12 to 48 months. For a used car, however, you borrow on a minimum of 12 months and maximum 60 months. For a mobile home, the maximum duration is 120 months. Repayment is in fixed monthly installments. A vehicle older than 5 years, or less than $ 2,500, can not be financed by a payday loan.
The Bankate payday loan can be used for all kinds of projects. Thus, you can use it to decorate your home, buy new furniture, finance your studies, holidays, etc. With this loan, you do not need to touch your savings to finance your project. In addition, you receive expert advice to keep your budget in balance and can borrow a minimum of $ 2,500 and up to $ 50,000. The loan period is between 12 and 24 months. You repay fixed monthly payments.
How to obtain an Bankate loan
If you want to obtain an Bankate loan, you can do a simulation on our website or on the Bankate website. It is also possible to contact a bank agent to give you personalized advice. To obtain a loan, you must provide proof of identity and a form of income. In addition, you must be of age and not appear on the blacklist of the Central Credit to Individuals. For the car loan and the renovation loan (including the energy renovation loan), you must first provide a signed quote or an invoice.
Opting for Bankate
Bankate aspires to be close to its customers and to develop a strong local network. Bankate Online Banking’s platforms allow you to access your accounts at home, on your computer or on your smartphone or tablet with mobile banking. You can manage your banking safely because the platforms are protected. The Bank’s identity is represented under FAST: Fair, Attentive, Simple & Transparent.
In addition, the bank is engaged for charitable causes. She has been volunteering for years with her Bankate Atout Coeur program and supports 450 associations and partners with lifeguards.